Assoc Prof Dr. Muhammad Pisol Bin Mohd @ Mat Isa

Adjunct Professor (Islamic Finance)

Dr. Muhammad Pisol is currently a Shariah Committee at United Oversea Bank UOB and Great Eastern Takaful Malaysia, Dr. Muhammad Pisol also an Adjunct Professor at OUM Malaysia in faculty of Humanities and Social Science. Dr. Muhammad Pisol hold PhD in area of Islamic Banking and finance from Universiti Malaya in 2012, prior to PhD, he was a graduate of al-Azhar University Egypt and master’s degree from Universiti Malaya, his interest covers Islamic Thought, Islamic Islamic finance, fiqh Muamalat, Islamic Economics, Islamic microfinance and Islamic Capital Market. He is a Certified Shariah Advisor (CSA ASAS) and registered Shariah advisor at SC, serving as Shariah Committee for almost 11 years, publishing journal papers and books in the same area.

  • B.A Hons in Usuluddin (Theology and Philosophy)
    al-Azhar University (1996)
  • Master’s degree In Usuluddin and Islamic Thought (Islamic Political Thought)
    Universiti Malaya (2001)
  • PhD. In Islamic Studies (Islamic banking and Finance)
    Universiti Malaya (2012)

RESEARCH INTERESTS: Fiqh Muamalat, Islamic Finance & Islamic Social Finance.

CURRENT RESEARCH: Calculation of Zakat on Takaful Industry

CURRENT BOOK PUBLISHED: Manhaj Fiqh Shafie dan Isu Kontemporari di Malaysia

Books

Jihad dalam Politik dan Persoalan Negara Islam (2001), M Khairi Enterprise, (ISBN;983-2380-01-4). Main Author

Zakat Gaji: Suatu Kajian terhadap Isu Al-Hawaij al-Asliyyah dalam Pelaksanaan di Institusi Zakat di Malaysia (2017), Penerbit PPZ (ISBN978-967-14685-1-7). Main Author

Zakat Mustaghallat: Suatu Analisis Terhadap Isu Syariah Dan Potensi Kutipannya Di Wilayah Persekutuan Kuala Lumpur (2022), Penerbit PPZ (ISBN 978-967-2959-08-3). Main Author

Book Chapter

Book “THE ART AND SCIENCE OF TUBERCULOSIS VACCINE DEVELOPMENT” Tajuk: Penggunaan Perkataan Arab Dalam Surat-Surat Francis Light Sekitar Tahun 1786-1794 Di Pulau Pinang, (2014), Penerbit Fajar Oxford SDN.BHD and USM Press. Main Author

Book “MENELUSURI ISU-ISU KONTEMPORARI ZAKAT” Tajuk: Kajian Zakat Petroleum: Analisis Pandangan Fukaha Mengenainya: Penerbitan Universiti Malaya dan PPZ (2016) ISBN 978-976-14685-0-0, hal. 47-58. Main Author

Book “MENELUSURI ISU-ISU KONTEMPORARI ZAKAT” Tajuk kajian: Analisis Emas Sebagai Penanda Aras Nisab Zakat di Malaysia: Penerbitan Universiti Malaya dan PPZ (2016) ISBN 978-976-14685-0-0, hal. 203-222 Co Author

Book “CONTEMPORARY ISSUES ON ZAKAT, WAQF AND ISLAMIC PHILANTHROPHY” Topic: Perspective of Zakat Payer Using Importance Performance Analysis (IPA) Method: a Preliminary Study: 2017 Penerbitan UiTM ISBN 978-967-0171-80-7. Co Author.

Book “CONTEMPORARY ISSUES ON ZAKAT, WAQF AND ISLAMIC PHILANTHROPHY” Topic The Implementation of Gold and Silver as the Value of Nisab for Zakat Calculation: A Comparative Study between the Present Practices and Those during the Period of Prophet Muhammad Pbuh, 2017 Penerbitan UiTM ISBN 978-967-0171-80-7. Main Author.

Book “Aplikasi Pengurusan Zakat di Malaysia” Topic: “Poverty Reduction Strategy Through Zakat Distribution: A Study on The Group of Poor and Needy In State of Perak, Malaysia UiTM Press” Publication 2018 (p. 211-224) ISBN 978-967-363-567-2. Main Author.

Book “Practices and Reforms in EDUCATION and HUMANITIES for the 21st Century.” Predicting The Zakat Payer’s Intention to Include ICT, 165 Recreation and Security as Allowable Expenses (UTP Press ISBN 978-967- 2048-33-6 p. 165-180) 2020 (Co author)

 Shariah on Direct and Indirect Cost in Murabahah. Special Issue in International Journals of Engineering & Sciences (indexed journal). published 10th April 2012 for Vol 11 Issue 02. M Pisol, Main Author

Shariah Views on the Components of Profit Rate in Al-Murabahah Asset Financing in Malaysian Islamic Bank. World Academy of Science, Engineering and Technology. International Journal of Economics and Management Engineering Vol:6, No:7, 2012.M Pisol Main Author

Gold price as a Determinant of Non-Performing Loan: An Analysis of Malaysia. Journal of Global Business and Management Research, Vol 6 Issue 4. (Indexed by ERA), 2015 Co Author.Azhan & M Pisol

Zakāt Collection and the Effects from the Macroeconomic Factors: Malaysia Evidence AIMC 2017 Asia International Multidisciplinary Conference, he European Proceedings of Social & Behavioural Sciences ISSN: 2357-1330 Published DOI: 10.15405/epsbs. 2018 Co Author.Azhan & M Pisol

Emas Sebagai Penanda Aras Nisab Zakat Di Malaysia: Satu Analisa: Presented and Published at E-Prosiding Seminar Kebangsaan Emas Dalam Institusi Kewangan Di Malaysia, UKM 11 Mei 2016; co Author Azhan & M Pisol

Sustainability Practices and Banks Financial Performance: A Conceptual Review from the Islamic Banking Industry in Malaysia, scopus Q4 journal, International Journal of Business and Management; Vol. 13, No. 11; 2018 (co-author 2018), Amin Jan, Maran & M Pisol

Assessing the Classical and Contemporary Jurists: View on the Nisab of Zakat Issue “International Journal of Academic Research in Business and Social Science” 0.6007/IJARBSS/v8-i1/3887 ” ERA Journal (co- author 2018) Azhan & M Pisol

Shariah Views On Mortgage Reducing Term Assurance (MRTA) In Murabahah Islamic Asset Financing International Journal Of Economic Research ISBN :- 0972-9380, Volume :- No.15 (2018), Issue No :- 2 (2018), Pages :- 675-681, refereed journal. Main author M Pisol

The Nexus of Sustainability Practices and Financial Performance: From The Perspective of Islamic Banking, Journal of Cleaner Production Volume No. 228 (2019), Pages 703-717 (indexed by ISI JCR published by Elsevier). Co Author. Amin Jan, Maran & M Pisol

Bankruptcy Forecasting and Economic Sustainability Profile of the Market Leading Islamic Banking Countries, International Journal of Asian Business and Information Management (IJABIM) Volume 10 (2019) Pages 73-90 indexed by Scopus published by IGI Global; Amin Jan, Maran & M Pisol

The Perception of Micro-Entrepreneurs towards the Adoption of an Islamic Equity-Based Financing: Evidence from Malaysia, Business Management and Strategy Pages Volume 10 (2019), pages 97-107 indexed by ERA, published by Macrothink Institute. Siti Hajar & M Pisol Mat Isa

A Comprehensive Study on the Components of Al-Hawaij Al- Asliyyah (Basic Needs) in the Context of Social Justice for the Zakat Payer in Indonesia International Journal of Academic Research in Business and Social Sciences (2020), 10(5), 951–986. Indexed by ERA Yuni Yulia Farikha, M Pisol Mat Isa

The Structure of Shariah Governance in Islamic Banking Industry: A Theoretical Review, International Journal of Psychosocial Rehabilitation, Vol. 24, Issue 06, 2020 ISSN: 1475-7192 indexed by Scopus Ali Jan, Maran & M Pisol.

The Issue of Al-Hawaij al-Asliyyah (Basic Needs) and its Implementation on Zakat of Income in Malaysia: A Content Analysis between Mazahib (Muslim Jurist Sects). International Journal of Academic Research in Business and Social Sciences, 11(6), 173–185: Indexed by ERA, Isa, M. P. M., Senawi, A. R., & Husain, H. (2021).

The Effect of Zakat Awareness on Zakat Contribution during Covid-19 Pandemic: A Preliminary Analysis. Global Business and Management Research: An International Journal Vol. 13, No. 4 (2021) Indexed by ERA Azhan Rashid Senawi, Shariff Harun*, Mohamad Marzuqi Abdul Rahim, Mohd Abdul Nasir Abd Latif and Muhammad Pisol Mat Isa.

Analysis of Risk Mitigation Efforts for Islamic Equity and Debt Financing in Islamic Microfinance Institutions. Journal of Asian and African Social Science and Humanities Vol. 8, Issue No. 3. P. 14-28 (2022). Alfian Eka Saputra, Muhammad Pisol Bin Mat Isa, Ummu Salma Al-Azizah.

 Islamic Perspective on The Accounting Practice of Fix Asset Upward Revaluation. Presented at International Conference on Islamic Accounting. Organized by International Islamic University Malaysia, February 2005. Co- Author

Teaching Arabic via Internet: Study on the Use of Al-Jazeera and BBC Arabic.com as a source. Presented at National conference at University of Malaya July 2005, Akademi Pengajian Islam Universiti Malaya. Organized by University of Malaya; Main Author

The Teaching of Akidah in Modern Era: The Approach for Engineering Students. Presented at National Conference at Malaka. Organized by Univesriti Kebangsaan Malaysia Jun 2005. ; Main Author

الحركة الدينية في المصر وتراثها علي حياة الفكرية الإسلامية في ماليزيا

Presented at International Conference Culture and Thought Malaysia and Misr. Cairo, EGYPT. Organized by Universiti Kebangsaan Malaysia August 2006, Co- Author

The Reformation’s Ideas of Muhammad Abduh and its influence to the Malaysian Reformist Syeikh Abu Bakr al-Asyaari (Perlis). Presented at International Conference Culture and Thought Malaysia and Misr. Cairo, EGYPT. Organized by Universiti Kebangsaan Malaysia August 2006; Main Author

The Influence of Egypt Nationalism into Malayan Fighters against British’s Occupation. Presented at International Conference Culture and Thought Malaysia and Misr, Cairo, EGYPT. Organized by Universiti Kebangsaan Malaysia August 2006; Main Author

Said Hawwa The Syrian Reformist of Dakwah Islamiyyah: Study on His Political View. Presented at international Conference on Dakwah and Youth Development. UKM Bangi. Organized by Universiti Kebangsaan Malaysia September 2007; Main Author

حركة الشباب الإسلامي الماليزي )أبيم:( مساهمتها الدعو ية والإصلاحية في ماليزي

Presented at international Conference on Dakwah and Youth Development. UKM Bangi. Organized by Universiti Kebangsaan Malaysia September 2007

Penentuan Untung dalam Murabahah: Konsep dan Perlaksanaannya dalam Institusi Perbankan Islam di Malaysia. Presented at Departmental Conference of Post Graduate, Akademi Pengajian Islam Universiti Malaya. Organized by Department of Syariah and Economy, 7-8 July 2008 ; Main Author

Penggunaan E-Learning dalam Pengajian Islam: Pengalaman di UTP. Presented at National Education Conference, Kuching, Serawak. Organized by Universiti Kebangsaan Malaysia 24-27 July 2008 ; Main Author

Shariah Points of View on Direct and Indirect Cost in Murabahah Presented at international Conference on Islamic Banking and Finance, Melbourne, Australia. Organized by Melbourne University 19-20 November 2008; Main Author

The View of Imam Al-Ghazali Towards Science Presented at Simposium Islam dan Sains, Organized by UTP and Asasi sains July 2009; Main Author

Islah dan Perjuangan Kemerdekaan: Mesej daripada Majalah al-‘Urwah al- Wuthqa. Presented at Simposium Islah dalam Era Penjajahan Tanah Melayu Sebelum Tahun 1940an Peranan Penulisan dan Kewartawanan. Organized by Department of management and Humanities 29 Jun 2010. ; Main Author

Islah dan Pembaharuan dalam Dunia Islam: Analisis Terhadap isu-Isu. Presented at Simposium Mengenai Gerakan Islah Sebelum Kemerdekaan Tanah Melayu dan Isu-Isu Semasa: Peranan Madrasah dan Sekolah Agama

Organized by Department of management and Humanities 8 Disember 2011; Main Author

The Contribution of Islamic Legal Maxim (Qawa‘id al-Fiqh) in The Process of Decision Making Presented at International Conference on Management, Social Sciences and Humanities (ICMeSH2012), 12th-14th June 2012, Kuala Lumpur Convention Centre, Kuala Lumpur, Malaysia (Awarded as the Best Paper) ; Main Author

Shariah Views on the Components of Profit Rate in Al-Murabahah Asset Financing in Malaysian Islamic Bank; Presented at ICIBFI 2012: International Conference on Islamic Banking, Finance and Investment 25 & 26 July 2012, Amsterdam Netherlands ; Main Author

Penggunaan Perkataan Arab Dalam Surat-Surat Francis Light Sekitar Tahun 1786-1794 Di Pulau Pinang, Presented at Persidangan Antarabangsa Pulau Pinang di Alam Melayu 19 & 21 November 2012. USM Pulau Pinang. ; Main Author

Shariah Views on Mortgage Reducing Term Assurance (MRTA) in Murabahah Asset Financing, Accepted at International Conference on Economics and Business Market Management ICEBMM 2013, Istanbul, Turkey June 20-21 2013. (ISI Proceeding); Main Author

Zakat Pendapatan dan Pendapatan Profesional: Suatu Kajian terhadap Isu- Isu dalam Pelaksanaan di Institusi Zakat di Malaysia at PPZ (Pusat Pungutan Zakat) Wilayah Kuala Lumpur, 13 November 2013, (Invited speaker)

Effectiveness of Zakat as Business Capital: A Study on Asnaf al-Fakir and al-Miskin in Perak at MAIPk (Majlis Agama Islam Perak), Ipoh, 27 January 2014. (Invited speaker).

Isu-Isu Dan Isi Kandungan Surat-Surat Laksamana Perak Kepada Francis Light Antara Tahun 1786-1794, presented at International Conference on Human and social sceinece (ICLH2014), 12th-14th June 2014, Kuala Lumpur Convention Centre, Kuala Lumpur, Malaysia

Perbincangan Mengenai Nisab Emas dan Perak dan Perlaksaan dalam Kontek Semasa di Malaysia at PPZ (Pusat Pungutan Zakat) Wilayah Kuala Lumpur, 26 Mei 2016, (Invited speaker)

Penyelarasan Had Kifayah dan hawaij al-Asliyyah: Suatu Kajian terhadap Isu-Isu dalam Pelaksanaan di Institusi Zakat di Malaysia PZNS (Pusat Zakat Negeri Embilan) Seremban, 1-2 Ogos 2016, (Invited speaker)

Nisab of Zakat: A Perspective from the Classical Jurists and the Contemporary: International Conference on Human and social sceinece (ICHSS2016), 15th-17th August 2016, Kuala Lumpur Convention Centre, Kuala Lumpur, Malaysia; co-author presented

Islamic Microfinance: Exploring the Potential for Equity Financing Models in Malaysia; International Conference on Human and social sceinece (ICHSS2016), 15th-17th August 2016, Kuala Lumpur Convention Centre, Kuala Lumpur, Malaysia; co-author presented

Analysis of Al Hawaij Al Asliyah (Basic Needs) on Zakat Al Mal Al-Mustafad (Earning Zakat); International Conference on Human and social sceinece (ICHSS2016), 15th-17th August 2016, Kuala Lumpur Convention Centre, Kuala Lumpur, Malaysia: co-author presented

The Implementation of Gold and Silver as the Value of Nisab for Zakat Calculation: A Comparative Study Between the Present Practices and Those During the Period of Prophet Muhammad Pbuh; ); International Conference on Human and social sceinece (ICHSS2016), 15th-17th August 2016, Kuala Lumpur Convention Centre, Kuala Lumpur, Malaysia; Main Author presented

Zakāt Collection and the Effects from the Macroeconomic Factors: Malaysia Evidence; ASIA International Multidisciplinary Conference AIMC 2017, 1-2 May 2017 Scopus proceeding; co presenter.

The Distribution of Zakat: A Comparison between the Rate of Niṣāb and the Rate of Poverty Line Income in Malaysia “”International Conference on Humanities and Social Sciences (ICHSS 2018) ISI indexed SHS Web of Conferences 53, 04004 (2018) https://doi.org/10.1051/shsconf/20185304004 ICHSS 2018” (Main presenter)

Peace Education Curriculum Objectives for Malaysian Higher Tertiary Education: A Fuzzy Delphi Approach: International Conference on Management, Social Sciences & Humanities (ICMeSH 2020) Universiti Teknologi PETRONAS (Virtual), Malaysia, July 13-15, 2021, Indexed by SHS Web of Conferences Volume 124 (2021) Muhammad Ridhuan Tony Lim

Abdullah, Muhammad Pisol Mat Isa, Nur Arfah Abdul Sabian and Saedah Siraj

Innovation of Risk Mitigation Model for Islamic Equaty-Based Financing in Islamic Microfinance Institutions in Indonesia: International Conference on Management, Social Sciences & Humanities (ICMeSH 2020) Universiti Teknologi PETRONAS (Virtual), Malaysia, July 13-15, 2021, Indexed by SHS Web of Conferences Volume 124 (2021)

Determination of Zakat Payers Intention on ICT: An Analysis of Theory of Planned Behaviour Model. International Conference on Environment, Social and Governance (ICESG 2022) Universiti Teknologi PETRONAS, Kuching, Serawak, Malaysia, DEC 1-2, 2022.

Zakat Mustaghallat: Suatu Analisis Terhadap Isu Syariah dan Potensi Kutipannya: The 3rd International Conference on Zakat, Tax, Waqf and Economic Development 2024 ZAWED 2024: Institut Penyelidikan Dan Inovasi Zakat (IPIZ) Institute of Zakat Research and Innovation, Universiti Utara Malaysia (UUM), 26 – 27 October 2024 , Hatten Hotel Melaka, Malaysia